Crypto earning made easy
X-Accounts pay up to 12% variable AER on selected currencies, with interest compounded daily and zero withdrawal fees.
AssetVariable APYPayouts
USDCUp to 12%Daily payouts
USDTUp to 11%Daily payouts
BTCUp to 4.5%Weekly payouts
ETHUp to 5.1%Weekly payouts
Multi-chain wallet
One wallet for Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Tron and more.
Dynamic yields
Best-available rates refreshed daily across deeply liquid markets.
Self-custody options
Hold your keys, or use our insured custodial vault — your choice.
Instant swaps
Swap between 200+ trading pairs with zero on-chain confirmations.
Set up in five minutes
1
Top up your balance
Fund your Wirex account by transferring crypto in from any compatible wallet.
2
Open an X-Account
Choose a supported currency, set the amount you'd like to put aside, and confirm — it takes minutes.
3
Earn every day
Interest accrues daily and is paid weekly straight into your X-Account balance, fully compounded.
4
Withdraw any time
Move funds back to your main balance instantly, with no fees and no withdrawal windows.